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Offer your patients an HMA Health Matching Account Services Inc. 20% increase in revenue for you and Get Paid Faster. Marketing and Patient Acquisition

Why Choose The Family Health Matching Account?

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. This is because the HMA® awards its owners up to $2 in medical benefits or more for every $1 contributed into their HMA® account balance as the program progresses, which will allow our customers to raise their health insurance deductibles and lower their monthly premiums over time because their HMA® Medical Benefits Account is designed to cover their out-of-pocket, medical cost obligations up to the higher deductibles.

How It Works

The HMA® Medical Reimbursement Visa® Prepaid Card will be swiped at the point-of-service to pay for nearly all our cardholders’ medical services including copays and deductibles up to their HMA® account balance at the time of the medical expense and can be used by either individuals or families. The HMA® Medical Benefits Account also comes included with unlimited telemedicine services. In addition, HMA® accounts also pay for elective procedures (with MD surgeons only) that are not covered by health insurance such as plastic surgery, LASIK and fertility among many others.

The HMA® is not Health Insurance.
The HMA® Medical Reimbursement Visa® Prepaid Card is issued by The Bancorp Bank pursuant to a license from the Visa®

John Goodman Forbes Article on HMA

What Medical Services Can Be Paid For With The HMA® Medical Benefits Account?

The HMA® Medical Benefits Account is a non-qualified, medical benefit savings account that pays for first-dollar medical expenses, much like an HSA, but offering far superior incentives. You can use your HMA® benefits at the point of service by swiping your HMA® Medical Reimbursement Visa® Prepaid Card to pay for your out-of-pocket, medical expenses.

Any purchases at grocery store pharmacies can be covered on a mail-in reimbursement basis by completing the HMA Medical Expense Reimbursement Form located in the Resources section of your HMA member account portal and submitting an original, itemized receipt within 30 days of the procedure.

The HMA® Medical Reimbursement Visa® Prepaid Card can be used and swiped at the point of sale to pay for the following medical services up to the HMA® owner’s account balance at the time of their medical need.  In addition, HMA® accounts are also eligible to be used to pay for elective procedures (with MD surgeons only) such as plastic surgery, lasik and fertility procedures. These medical expenses will be covered on a mail-in reimbursement basis when you submit an original, itemized receipt within 30 days of the procedure.

The medical services listed below can be paid for by swiping your HMA® Medical Reimbursement Visa® Prepaid Card at the point-of-service and cover a vast majority of qualifying, 213 (d) medical expenses.

HMA® Medical Reimbursement Visa® Prepaid Card List Of Covered Services

  • Ambulance Services
  • Laboratory/Medical/Dental/Ophthalmic Hospital Equipment And Supplies
  • Doctors not elsewhere classified
  • Dentists, Orthodontists
  • Osteopathic Physicians
  • Chiropractors (subject to limitations)
  • Optometrists, Ophthalmologists
  • Opticians, Optical Goods, and Eyeglasses
  • Chiropodists, Podiatrists
  • Hospitals
  • Medical and Dental Laboratories
  • Medical Services and Health Practitioners not elsewhere classified
  • Drug Stores, Pharmacies (no sundries/mail-in reimbursement only on grocery store pharmacy purchases)
  • Hearing Aid – Sales, Service, Supply Stores
  • Orthopedic Goods – Prosthetic Devices
  • Optical Goods and Eyeglasses
  • Counseling Service – Debt, Marriage, Personal

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